In Illinois, complying with mandatory insurance is essential for all registered vehicle owners. Electronic verification ensures that everyone adheres to the Mandatory Insurance Law, protecting both drivers and pedestrians. If you need assistance to keep your policy up to date, NCR Insurance Group is here to help.
How Does Electronic Insurance Verification Work?
Since 2020, the Secretary of State has been electronically verifying liability insurance for all registered vehicles at least twice a year. This system, connected to authorized insurance companies, automatically identifies vehicles without coverage.
- If no active policy is found, a second attempt will be made 30 days later.
- If both verifications fail, the owner will receive a registration suspension notice.
At NCR Insurance Group, we can guide you to easily meet this requirement and avoid penalties.
Consequences of Not Complying with Mandatory Insurance
Ignoring the law can lead to serious penalties:
- First offense: $100 fine and registration suspension until compliance is met.
- Second offense: Registration suspension for 4 months and another $100 fine.
During the suspension:
- The vehicle cannot be driven.
- Driving without insurance can result in fines ranging from $500 to $1,000 for repeat offenses.
Having trouble with your insurance? Contact us, and we’ll help you resolve it.
Which Vehicles Must Comply with Mandatory Insurance?
The law applies to all vehicles required to carry plates and operate on public roads, such as:
- Automobiles
- Pickup trucks
- Motorcycles
- Recreational vehicles
- Buses
If you’re unsure about the requirements for your vehicle, consult with NCR Insurance Group.
How to Comply with Mandatory Insurance and Drive with Peace of Mind
Protect yourself by following these steps:
- Regularly review your policy with your insurance agent.
- Respond immediately if you receive a suspension notice by submitting the required proof of insurance.
- If you need help finding the right policy, contact our experts at NCR Insurance Group.
Complying with mandatory insurance in Illinois not only helps you avoid fines and suspensions but also ensures safer and legal driving.
Comply with mandatory insurance in Illinois and drive with peace of mind.
Get a free quote or contact NCR Insurance Group—we're here to help. Call us today and secure your peace of mind for every mile!